Key Considerations Across All Types Regardless of the type, all real estate closings involve: Document review and signing: purchase agreements, title documents, disclosures, and mortgage paperwork . Fund disbursement: buyers pay closing costs and down payments, while lenders release loan funds to the seller Title transfer: legal ownership is officially transferred to the buyer Participant coordination: buyers, sellers, agents, attorneys, lenders, and sometimes escrow officers collaborate to ensure compliance with local laws and smooth execution . Understanding the differences between these closing types helps buyers and sellers choose the method that best suits their legal requirements, convenience, and risk tolerance.

Remote Online Notarization (RON) is also legally recognized in Tennessee. For notarized documents, a certified notary must use an approved RON platform that meets state verification and security requirements Practical Authority Brokerage Authority Most brokerages mandate the platform used for eSignatures and RON. Agent Discretion Individual agents may select a platform if the brokerage allows multiple eSignature options. Agents often choose based on workflow efficiency, integration with CRM or listing databases, cost, and mobile usability Client Role in Cash Deals While clients (buyers or sellers) do not choose the platform, they must consent to use electronic signatures and RON methods. The platform will provide secure verification, and clients receive an audit trail and completion certificate

The following information is not offered as legal advice and was obtained using free source online materials. General Rules for Using a Power of Attorney in a Real Estate Signing When a Power of Attorney (POA) is used for a real estate signing, the agent must meet strict legal and procedural requirements to ensure the transaction is valid and enforceable. 1. Confirm the POA Covers Real Estate The POA must explicitly authorize the agent to handle real estate transactions — such as signing purchase agreements, deeds, or closing documents — and to receive sale proceeds on the principal’s behalf. General POA: Broadly authorizes property-related actions unless excluded. Special/Limited POA: Authorizes a single transaction (e.g., sale of a specific property) and expires after completion Durable POA: Remains valid if the principal becomes incapacitated If the POA’s language is too vague (e.g., “all financial matters”), title companies and lenders may reject it. 2. Ensure the POA is Valid and Current Must be in writing, signed, and notarized (and sometimes witnessed) as required by state law. Must still be in effect, not revoked, and not expired. In some states, it must be recorded to be honored by lenders. 3. Proper Signing Format The agent should sign the document as the principal’s attorney-in-fact, with the principal’s name and the agent’s own name, followed by “as Attorney-in-Fact” or similar designation. The deed or contract should also specify the agent’s authority as granted in the POA. 4. Coordinate with Title Company and Lender Provide the POA to the title company and lender for review and approval. Ensure the POA’s scope matches the transaction type and property description. Address any mortgage or lien encumbrances that could affect the transfer. 5. Document Requirements Accurate legal description of the property. Correct grantor (principal) and grantee names. Clear transfer terms in the deed or contract 6. Practical Considerations The agent should be present at closing to sign documents. If the principal is overseas or incapacitated, a durable or special POA is often used. Consult an attorney to ensure the POA meets your state’s requirements and covers the exact transaction. Bottom line: For a real estate signing under a POA, the document must clearly authorize the transaction, be properly executed and notarized, and be accepted by all parties involved. Without these, the signing can be invalid, and the deal can be blocked